Personal car Leasing

Personal Contract Hire simply explained


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Guide to Vehicle Leasing

New to leasing? This guide has been created to offer you impartial information and helpful advice about leasing a vehicle.

With over 36 years of experience providing lease vehicles to business and private individuals, we can offer you the most compreshensive information and knowledge. If you have any further questions or topics you wish to discuss, contact one of our leasing consultants

What is personal car leasing?

Personal car leasing is essentially a long-term vehicle rental, allowing you to drive a brand new car for an agreed annual mileage and contract term, paying fixed monthly rentals. At the end of the agreed term you can simply hand back the keys.

There are a few different contract types for those looking to take out a lease as a private indivuidal. We will break down the differences between this for you below, but should you have any further questions please give us a call on 0118 983 8020

Which contract type is right for me

Personal Contract Hire (PCH)

Personal contract hire is the most common form of personal car leasing. Often when people say personal car leasing they are talking about personal contract hire.

Fixed, low monthly rentals
Drive a breand new car
Cost effective
Option to buy the car
Refinance balloon payment
No concern of depreciation
Access more upmarket vehicles

Personal Contract Purchase (PCP)

Personal contract purchase is similar to PCH however with a personal contract purchase agreement you have the option to pay a balloon payment to own the vehicle.

Fixed, low monthly rentals
Drive a brand new car
Cost effective
Option to buy the car
Refinance balloon payment
No concern of depreciation
Access more upmarket vehicles